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Fatwa Answer

Question ID: 708 Category: Business Dealings
Health Insurance Offered by a Company to the Employees

Assalam-o-alikum,

My employer provides me health benefits to me and my dependents through insurance company and i only have to pay a low percentage for cost of prescription drugs and other medical expenses and is mostly covered by insurance. The premium for insurance is always paid by company and the company never deducts a penny from my monthly salary.

Is it halal to use benefits provided by insurance company plan ( offered by my employer ) ?

Thanks,

الجواب وبالله التوفيق

When the company is offering such insurance by its own accord there is gunjaish(provision) to use it.  

واللہ اعلم بالصواب